Individual Solutions

Individual Insurance

Most households may struggle covering everyday expenses with the death of a primary wage earner.  Centennial Group can help you find life insurance that meets your objective.  Our knowledge of products and how they are underwritten can help make the process easier.     

Life insurance is a guarantee by an insurance company to pay your beneficiary a death benefit.* In return, you make payments called premiums. Premiums are based on factors such as age, gender, medical history and the amount of life insurance you purchase.

These are some expenses that life insurance can be used for:

  • Replacing lost income
  • Covering basic living expenses
  • Paying household debts, estate taxes and funeral expenses
  • Funding a child's education
  • Supplementing retirement savings

*Guarantees are based on the claims paying ability of the issuing insurance company. There may be limitations and exclusions. Your financial representative can help you navigate the details of life insurance.


Financial Planning Services for Individuals

When it comes to financial goals, people may know where they want to be, but are not sure how to get there. We know that no one strategy can work for everyone. The first step we take when working with our clients is to define what they want to accomplish. We can then utilize our training, resources and experience to create comprehensive solutions designed to meet their goals.

Do you find yourself asking the following questions?

  • What kind of protection should I have in place for myself and my family in the event of an unforeseen sickness, disability or death?
  • What are common financial mistakes individuals make?
  • Are my Investments in line with my overall objectives?
  • What is more Important than money to me?
  • What should I be doing to provide for my children's Educational Needs?
  • How can I manage the impact of taxes now and into the future?
  • How much do I need in retirement?

Let us help you answer these questions and more importantly, provide you with solutions designed to meet your personal financial objectives.